5 Ways to Pay for Property and Services in Croatia from Abroad in 2025

Why international payments to Croatia matter in 2025

Croatia continues to attract international buyers, tourists, and business owners thanks to its stunning Adriatic coastline, historical cities, and thriving yachting sector. Whether you are purchasing a beachfront apartment, chartering a luxury yacht, or paying for premium event services, understanding the safest and most efficient payment methods is crucial. In 2025, the landscape of cross-border transactions is evolving, offering more flexibility and alternatives to traditional bank transfers.

1. Bank transfers with added security

While Croatia operates within the European banking framework and SEPA system, not all international clients can rely on direct SWIFT transfers due to home-country restrictions or business preferences. Working with an agency model, like VelesClub Int. and UNIBROKER, ensures your funds are processed through trusted partner banks, maintaining compliance with both EU and domestic regulations. Payments can be made in major currencies such as EUR, USD, GBP, CNY, and even select cryptocurrencies, with proper documentation and insurance available upon request.

2. Paying for real estate purchases

Property transactions in Croatia require clear proof of funds, legal verification, and transparent payment routing. When buying a villa in Dubrovnik, an apartment in Split, or land on an island, it is essential to avoid unnecessary delays caused by international currency control. The agency model allows you to retain your current bank while routing funds via partners, ensuring the seller receives payment without delays and with complete compliance. This method also supports pre-agreed currency exchange, minimizing the risk of rate fluctuations during the transaction.

3. Yacht charters and marina fees

Yachting is a major attraction in Croatia, with thousands of vessels available for rent. Whether booking a week-long luxury yacht from Split or paying seasonal mooring fees in a marina, international clients often require flexible payment options. Through VelesClub Int. and UNIBROKER, clients can pay in EUR or USD, with the option to use cryptocurrency for faster settlement. All payments include the necessary contracts and receipts to satisfy both the charter company and tax requirements, ensuring smooth boarding and service delivery.

4. Paying for premium services and events

Many international clients come to Croatia for high-end events such as weddings, film shoots, or corporate gatherings. These services often involve multiple vendors — catering, venues, transport, and entertainment — each requiring upfront payments. A single-agent payment solution consolidates these transactions, reducing administrative complexity and ensuring every service provider is paid on time. This not only saves time but also builds trust with local partners who see immediate payment confirmation.

5. Business-to-business imports and exports

Croatia’s growing economy offers opportunities for trade in wine, olive oil, shipbuilding components, and tourism services. Businesses importing or exporting to Croatia benefit from alternative payment routes that bypass slow traditional channels. With VelesClub Int. and UNIBROKER, companies can make secure multi-currency payments, receive funds from Croatian partners, and manage large contracts with minimal friction. This is particularly useful for firms operating in multiple markets where payment flexibility is essential.

Insurance and legal compliance for every transaction

One of the key advantages of using a specialized payment agency is the ability to insure transactions. In high-value deals, such as property acquisitions or yacht purchases, optional insurance policies can protect against unforeseen risks. All operations are conducted under full legal compliance, including adherence to Russian Federation law for clients based there, while meeting Croatian legal standards.

Alternative payment methods

In addition to bank transfers, clients increasingly opt for secure cryptocurrency transactions, which can offer faster processing and lower fees for certain cross-border routes. EUR and USD stablecoins are especially popular for large payments, as they combine the speed of blockchain with the stability of fiat currency. VelesClub Int. and UNIBROKER manage the conversion and legal reporting, ensuring all parties are protected.

Documentation and transparency

Every payment, regardless of size, is accompanied by detailed documentation — invoices, contracts, and confirmation receipts. This ensures both parties have legal proof of the transaction, which is particularly important when dealing with real estate registries, marina operators, or event organizers in Croatia. Transparent reporting also helps maintain compliance with tax authorities in both the sending and receiving countries.

Why choose VelesClub Int. and UNIBROKER for your payments?

When it comes to high-value payments for property, yachts, and premium services in Croatia, working with experienced intermediaries offers peace of mind. VelesClub Int., in partnership with UNIBROKER, provides:

• Access to a global network of partner banks and agents
• Secure multi-currency transfers, including cryptocurrency options
• Full insurance coverage for eligible transactions
• Compliance with all relevant legal frameworks
• One point of contact for all payments, reducing risks and delays

By choosing this model, clients ensure their payments are fast, legally sound, and supported by professionals who understand both the international and Croatian market environments. This combination of expertise, coverage, and flexibility makes it easier to manage cross-border transactions in 2025 and beyond.