Expanding into Turkiye? Here’s how to pay internationally with confidence

Turkiye is one of the most dynamic gateways between Europe and Asia, attracting businesses in trade, manufacturing, and real estate. Whether you are importing goods, paying a service provider, or closing a property deal, global payments to Turkiye require precision, compliance, and trusted channels.

Below are five essential ways to send business payments in 2025, combining speed, legal certainty, and protection of your capital.

1. SWIFT transfers with optimized routing

Traditional SWIFT channels remain widely used for high-value payments. However, with today’s banking climate, smart routing through verified correspondent banks can make transactions faster and more reliable. This is especially useful for regulated sectors such as real estate or long-term contracts, where every document must meet Turkiye’s currency control requirements.

2. Multi-currency accounts for seamless settlements

Operating a multi-currency account allows you to send funds in USD, EUR, CNY, or TRY without unnecessary conversions. This approach reduces exchange rate risk and offers flexibility when negotiating contracts with Turkish partners. With VelesClub Int. and UNIBROKER, you can maintain your current banking relationships while accessing a wider global payment network.

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3. Alternative payment rails beyond SWIFT

In scenarios where SWIFT is slow or restricted, alternative payment systems and licensed settlement partners can ensure uninterrupted transfers. These routes are particularly valuable for businesses needing recurring payments or working with markets affected by banking limitations. Our agency model allows for legally compliant transfers without changing your bank.

4. Escrow services for property and high-value deals

For transactions like property purchases or large equipment imports, escrow accounts offer additional security. Funds are held until both sides meet agreed conditions, protecting buyers and sellers alike. This structure is recognized in Turkiye’s legal framework, adding an extra layer of trust for international investors.

5. Crypto-to-fiat conversion for regulated payments

For businesses holding digital assets, converting crypto into fiat via licensed partners can be a strategic payment option. Using this method under proper legal oversight allows you to access liquidity while ensuring the transaction is recognized by Turkish authorities and meets AML standards.

Key considerations before sending payments to Turkiye

• Documentation: Ensure contracts, invoices, and permits are ready before initiating a transfer.
• Currency choice: Decide whether to settle in TRY or a foreign currency to optimize exchange rates.
• Compliance: Work only with regulated operators to avoid delays or rejected payments.
• Insurance: Consider transaction insurance for large or strategic transfers.

How VelesClub Int. and UNIBROKER simplify your payments

With combined expertise in global finance and local compliance, VelesClub Int. and our partner UNIBROKER provide a complete service package for sending business payments to Turkiye. We offer:

• Legally compliant transfers under Russian and Turkish regulations
• Multi-currency settlements including USD, EUR, CNY, TRY, and major cryptocurrencies
• Optimized payment routing to reduce delays
• Full documentation support for currency control and customs
• Optional payment insurance policies for maximum security

Start your secure payment process today

Submit your case, and we will design a transaction route that meets your budget, speed, and compliance needs. With VelesClub Int. and UNIBROKER, your payments to Turkiye are handled with precision, transparency, and complete legal protection.