Turnkey Investment Properties in CebuCoastal city with businessand resort housing

Real Estate in Cebu

Cebu: A Premier Real Estate Hub in the Visayas

Cebu, often referred to as the “Queen City of the South,” is one of the Philippines’ most important real estate markets outside of Metro Manila. As the economic and cultural center of the Visayas, Cebu combines vibrant city life with beachside tranquility and offers strong opportunities in residential, commercial, and tourism-related property investments. The presence of a major international airport, active seaport, IT parks, universities, and tourist destinations makes Cebu attractive to both domestic and foreign investors looking for growth, yield, and lifestyle potential.

Types of Property in Cebu

The Cebu real estate market is broad and dynamic, including the following segments:

• Condominiums: High-rise and mid-rise units in Cebu City and Mandaue, popular with professionals and expats
• Townhouses: Available in suburban areas like Talamban, Talisay, and Consolacion
• Houses in gated subdivisions: Premium homes in Banilad, Maria Luisa, and Beverly Hills subdivisions
• Commercial buildings: Office and retail spaces in Cebu IT Park, Ayala Center, and Colon Street
• Resort properties: Beachfront villas, condotels, and vacation homes on Mactan Island and nearby towns
• Raw land: Both residential and tourism-zoned land available for future development

Cebu provides opportunities across every price segment — from budget urban condos to luxury resort estates.

Can Foreigners Buy Property in Cebu?

Yes, foreign nationals can legally own certain types of property in the Philippines, including Cebu:

• Condominium units: Foreigners may own up to 40% of the total units in a condo development
• Long-term leases: Land may be leased by foreigners for up to 50 years (renewable for 25 more)
• Business or corporate setup: Foreigners can form a Philippine corporation (minimum 60% Filipino ownership) to acquire land
• Married to a Filipino citizen: Foreigners may jointly reside or invest in property titled in the spouse’s name

VelesClub Int. ensures all foreign investments are structured legally and securely, with full due diligence and title verification.

Property Prices in Cebu (2025)

Cebu offers a wide range of pricing depending on location, property type, and development quality:

• Studio condos in Cebu City: PHP 2.5–4.5 million ($45,000–$81,000)
• 2- to 3-bedroom units: PHP 5–10 million ($90,000–$180,000)
• Townhouses: PHP 4–8 million ($72,000–$145,000)
• Homes in gated communities: PHP 12–30 million ($215,000–$540,000)
• Beachfront villas: PHP 20–60 million+ ($360,000–$1.1M) depending on island and features
• Commercial land in Cebu City: PHP 80,000–150,000 per sqm in prime zones

Prices are steadily appreciating, especially in areas near transport hubs, tourist attractions, and IT centers.

Best Locations to Buy Property in Cebu

Cebu Province includes the capital Cebu City and surrounding municipalities and islands. Popular real estate zones include:

• Cebu IT Park: Prime area for condos, offices, and co-living spaces
• Banilad and Lahug: Premium residential neighborhoods close to the business district
• Talamban and Consolacion: Suburban zones ideal for townhouses and family homes
• Mactan Island: Hotspot for beachfront resorts, condotels, and tourism developments
• Talisay and Minglanilla: Rapidly growing residential communities with land availability
• Moalboal and Bantayan Island: Eco-tourism and vacation property destinations

VelesClub Int. helps investors choose the right location based on their budget, goals, and preferred property type.

Rental Income and Investment Yields

Cebu’s diversified economy and tourist appeal create strong demand for both long- and short-term rentals:

• Studio rentals in IT Park: PHP 15,000–25,000/month ($270–$450)
• 2-bedroom apartments: PHP 30,000–50,000/month in central locations
• Airbnb in Mactan or Moalboal: Nightly rates range PHP 2,000–7,000 ($35–$125) with seasonal highs
• Commercial units: Yields vary but range from 6%–10% depending on tenant and location

Gross rental yields for residential condos in Cebu City average 5%–7%, with higher potential for resort properties managed professionally.

Infrastructure and Growth Drivers

Ongoing infrastructure projects and strong economic performance support Cebu’s long-term real estate growth:

• Cebu-Cordova Link Expressway (CCLEX): Connects Cebu City and Mactan, reducing travel times and increasing land values
• New Mactan-Cebu International Airport Terminal: Enhances domestic and international connectivity
• South Road Properties (SRP): Massive mixed-use coastal development zone attracting investors
• Metro Cebu Expressway: Will improve north-south access and reduce congestion
• Tourism recovery: Rebounding from COVID-19 with a focus on sustainable and international tourism

These projects attract both end-users and speculative buyers looking to capitalize on Cebu’s expansion.

Real Estate Taxes and Fees

Buyers and investors in Cebu must consider standard transaction costs, including:

• Transfer tax: 0.5% of property value (local government tax)
• Documentary stamp tax: 1.5% of sale price
• Registration fee: Approximately 0.25% of the sale price
• Capital gains tax: 6% of selling price, generally paid by seller
• Annual real property tax: Around 1%–2% of assessed value

VelesClub Int. offers full assistance in computing tax liabilities, preparing documentation, and facilitating title registration.

Steps to Buy Property in Cebu

1. Choose your investment type: Condo, house, land, commercial, or resort property

2. Secure legal eligibility: Foreigners must purchase condo units or leasehold land only

3. Review listing and due diligence: Title search, zoning confirmation, and developer background

4. Reservation agreement: Common for pre-selling units or off-plan projects

5. Contract to Sell / Deed of Sale: Depending on the stage of transaction

6. Title transfer and registration: With the Registry of Deeds and Bureau of Internal Revenue (BIR)

7. Optional rental setup: Through licensed leasing firms or property managers

Why Choose VelesClub Int. for Cebu Investments

VelesClub Int. provides curated listings, legal structuring, due diligence, and investment support for clients seeking high-quality properties in Cebu. We work with top developers, licensed brokers, and experienced lawyers to ensure every transaction — from condo purchases to resort land acquisitions — is smooth, compliant, and future-proof. Our team helps clients optimize returns, reduce risks, and enter one of the Philippines’ most resilient markets with full confidence.

Conclusion

Cebu’s strategic location, infrastructure expansion, economic diversity, and lifestyle appeal make it one of Southeast Asia’s top real estate destinations. Whether you are building a portfolio of rental condos, developing a tourism project, or securing a vacation home by the beach, Cebu offers the right mix of stability, returns, and potential. Partner with VelesClub Int. to explore prime opportunities and unlock the full value of the Cebu real estate market.