Bulk Money Transfer Services to Ho Chi MinhLegal contracts, FX filings and logisticsin Vietnam’s business capital

International Payments & Logistics in Ho Chi Minh City

Navigating Global Transactions in Vietnam’s Economic Powerhouse

Ho Chi Minh City (HCMC), formerly known as Saigon, is Vietnam’s largest metropolis and the country’s commercial engine. It serves as the headquarters for multinational corporations, financial institutions, tech companies, logistics providers, and manufacturers. As a central node for both foreign direct investment (FDI) and global exports, HCMC handles a significant portion of Vietnam’s cross-border payments, banking flows, and physical cargo movement. However, its high-volume activity also means stricter scrutiny, complex approval processes, and overloaded infrastructure, requiring professional handling at every stage of international operations.

We provide end-to-end support for international payments and logistics in Ho Chi Minh City. Whether your company is remitting capital, receiving global payments, importing goods, or exporting services, we ensure legal compliance, timely execution, and complete documentation aligned with Vietnamese regulations. From contract preparation and FX approval to customs clearance and port delivery, our solutions are tailored for Vietnam’s most dynamic business environment.

Why Ho Chi Minh City Demands Specialized International Services

HCMC hosts a large concentration of Vietnam’s licensed commercial banks, foreign-invested enterprises (FIEs), bonded warehouses, customs offices, and logistics hubs. But the volume of international activity also means banks require comprehensive paperwork, and approvals may take longer. The State Bank of Vietnam (SBV), General Department of Customs, and tax authorities enforce tight controls on every inflow or outflow, especially for high-value or recurring payments.

Additionally, Ho Chi Minh’s major ports — including Cat Lai and Tan Cang — are highly congested. Delays in customs clearance, misfiled documents, or incorrect HS codes can cause shipment holds and demurrage fees. We help clients navigate this landscape with precision, reducing delays and compliance risks across the board.

Receiving International Payments in Ho Chi Minh City

All inbound payments into Vietnam must pass through an authorized Vietnamese bank, be justified with a licensed purpose, and match enterprise activity codes. This applies to foreign investment, export revenue, service payments, and intra-company transfers. In HCMC, banks are strict in evaluating documentation, especially for USD and EUR transfers.

We assist:

• Exporters of electronics, textiles, furniture, or food products
• Software developers, marketing firms, and BPO companies billing global clients
• Startups and FIEs receiving capital contributions from abroad
• Institutions obtaining cross-border grants or project funding

Our inbound services include:

• Preparing bilingual contracts and commercial invoices
• Aligning payment documentation with business licenses and tax records
• Filing for bank approvals and monitoring receipt status
• Supporting currency conversion and FX declarations with SBV rules

We ensure that your international payments are received legally, matched with declared revenue, and converted efficiently through official banking channels.

Sending International Payments from Ho Chi Minh City

Outbound international transfers must follow Vietnamese FX controls. The sending company must provide legal justification, purpose-aligned contracts, and in some cases, tax clearance. Banks in HCMC have well-defined but rigid procedures for processing outward payments.

We support:

• Manufacturers importing raw materials or paying foreign suppliers
• Companies remitting licensing, consulting, or royalty fees abroad
• FIEs sending profits or intra-company charges to headquarters
• Educational or training institutions covering tuition or events overseas

Our services include:

• Drafting legally compliant contracts and invoices in English and Vietnamese
• Preparing and filing payment requests with commercial banks
• Ensuring tax alignment with invoices and declared expenses
• Advising on timing and structure to mitigate FX loss

We also assist in structuring transactions to avoid double taxation, rejections, or payment delays — especially for high-frequency or cross-entity transfers.

Importing Goods Through HCMC Ports

Cat Lai Port and Tan Cang Port handle a majority of Vietnam’s containerized imports. Cargo entering these ports must be declared in advance through the VNACCS/VCIS customs platform, using the correct HS codes and supported by complete shipping and tax documents. Due to high congestion, even minor errors can delay clearance by days.

We help importers:

• Classify goods using HS codes and determine tax liability
• Prepare import licenses and declarations for regulated items
• File documentation in compliance with MOIT, MOH, or other authorities
• Coordinate last-mile delivery through bonded warehouses or directly to factories

We also handle food and beverage imports, cosmetics, electronics, and heavy machinery. Our partnerships with local customs brokers ensure on-site response to inspections and fast resolution of hold-ups.

Exporting Goods and Services from Ho Chi Minh City

HCMC is one of Vietnam’s top export centers. Companies exporting physical goods must follow strict packing, origin, and tax rules. Those exporting services must file foreign contracts and document FX settlements accordingly.

We support:

• Electronics, garment, and furniture manufacturers with global clients
• Design, software, and IT companies exporting services abroad
• Processing zone (EPE) enterprises with bonded production
• Professional consultants and freelancers billing in foreign currencies

Our services include:

• Drafting export contracts and coordinating tax-compliant invoicing
• Filing export declarations with customs and obtaining CO (Certificate of Origin)
• Linking payment receipts to FX reports and SBV filings
• Assisting in VAT refund applications for eligible export transactions

Currency Strategy and FX Risk Management

Vietnam’s dong (VND) is not freely convertible. Businesses must declare FX income and expenses, and banks only approve transactions aligned with SBV guidelines. FX rates are managed within a band, but volatility and timing still affect cost and cash flow.

We help businesses:

• Structure contracts in USD, EUR, or JPY where legal
• Use phased or milestone-based payment structures
• Coordinate forward contracts or hedging with banks (where allowed)
• Plan timing of settlements to align with invoices and delivery

Institutions and Partners in Ho Chi Minh City

• Commercial Banks: Vietcombank, BIDV, Sacombank, ACB, HSBC, Standard Chartered
• SBV Ho Chi Minh Branch: For currency and remittance registration
• Customs Office District 1, 2, and 7: For port clearance and bonded warehouse operations
• Tax Authorities: For invoice registration and VAT reconciliation
• MOIT and relevant ministries: For import licenses and regulatory clearance

Who We Help in HCMC

• Exporters managing global shipments and FX settlements
• Importers handling machinery, ingredients, or merchandise
• Tech and creative companies working with overseas clients
• Startups receiving FDI or paying foreign vendors
• Institutions conducting research or educational payments abroad

Our Support Process

1. Review: Analyze business activity and international transaction needs
2. Documentation: Draft contracts, payment requests, or customs files
3. Filing: Submit forms to banks, customs, or ministries
4. Execution: Monitor payments, shipping, and approval timelines
5. Compliance: Ensure audit-proof records and tax alignment

Problems We Help Prevent

• Transfer delays due to incomplete FX or tax documents
• Customs holds due to HS code or invoice mismatches
• Bank rejections over unclear payment purposes
• Audit flags or VAT discrepancies in export income reporting

Why Work With Us in Ho Chi Minh City

• Hands-on experience with high-volume banking and port activity
• Local network of customs agents, brokers, and legal advisors
• Tailored strategies for tech, manufacturing, F&B, and real estate sectors
• Bilingual documentation support across financial and logistics tasks

Operate Globally from Vietnam’s Business Capital

Ho Chi Minh City offers unmatched access to Southeast Asia’s fast-growing economy — but succeeding here means navigating layered banking, legal, and logistics requirements. Whether you’re scaling exports, funding a project, or building cross-border partnerships, we help you move capital and cargo through the system efficiently and transparently.

Let’s manage your international payments and logistics in Ho Chi Minh City — with legal clarity, local support, and global reach.