Wire Transfer Services For Expats to NetherlandsWe handle bank checks, tax linksand EU logistics

International Payments & Logistics in the Netherlands

Managing Legal Transfers and EU Freight in a Highly Regulated Banking Environment

The Netherlands is one of the most connected economies in Europe — home to the Port of Rotterdam, Amsterdam Schiphol Airport, and a dense financial and tax infrastructure. It ranks high in global logistics and banking indexes, making it a preferred entry point for goods and capital in the European Union. However, its well-developed systems also come with some of the strictest compliance checks in the world. Whether you're moving money or goods, all international activity must meet Dutch, EU, and cross-border standards for tax, banking, and reporting.

We help individuals and businesses manage international payments and logistics to and from the Netherlands. From setting up compliant financial documentation and passing KYC/AML reviews to coordinating import procedures and VAT declarations, we cover every step of the legal and operational process. Our expertise ensures that your transfers aren’t flagged, your shipments aren’t held, and your operations remain fully transparent in one of Europe’s most regulated jurisdictions.

Why Transfers to the Netherlands Require Structured Oversight

Dutch banks enforce some of the EU’s highest anti-money laundering (AML) and know-your-customer (KYC) standards. They routinely reject transfers without clear justification, contract documentation, or tax linkages. For companies and freelancers working internationally, especially from outside the EU, this can result in account freezes, reversed payments, or lengthy compliance reviews.

On the logistics side, the Netherlands is a central distribution hub — but customs authorities require precise documentation, EORI registration, and proper VAT treatment for all incoming and outgoing cargo. Errors in documentation, especially in cross-border intra-EU trade, can trigger fines or delivery delays.

Our role is to help you meet every financial and operational checkpoint — legally, quickly, and with full record integrity.

Receiving International Payments in the Netherlands

Whether you're an individual receiving funds from abroad or a company doing cross-border business, incoming transfers into Dutch bank accounts must be traceable to legal activity. Banks often request contracts, invoices, and tax documentation to clear a payment — even for relatively small amounts.

We assist:

• Freelancers and contractors working with non-EU clients
• Startups and holding structures receiving funds from founders or partners
• Importers receiving capital to fund EU purchases
• Real estate or asset buyers transferring money from abroad

Our services include:

• Drafting bilingual contracts that match Dutch and foreign bank standards
• Providing payment declarations that comply with KYC policies
• Helping structure inbound funds with proper tax references (e.g., loan agreements, service agreements)
• Communicating with banks when additional explanations are required

This prevents your transfer from being flagged or reversed and allows long-term transparency in your financial flows.

Sending Payments from the Netherlands Abroad

Outbound transfers must also meet strict compliance. Banks require clear proof of purpose, especially if funds are going to high-risk jurisdictions or connected parties. You must show a legal basis (contract, invoice, investment) and, in some cases, submit tax forms or confirmations.

We assist:

• Companies paying international vendors or consultants
• Individuals sending money to family, business partners, or investment accounts abroad
• Founders repatriating capital or paying foreign subsidiaries
• Clients moving funds from the Netherlands to real estate or asset purchases globally

Our support includes:

• Preparing payment declarations and attaching supporting documentation
• Filing forms where required (e.g., Dutch tax confirmation on outbound wires)
• Drafting agreements that clarify the purpose of the payment (e.g., service provision, loan, dividend)
• Helping avoid compliance triggers and unjustified scrutiny

Importing Goods into the Netherlands

As a major logistics gateway, the Netherlands has some of the most efficient — and closely monitored — customs systems in Europe. All imports must be declared using correct HS codes, with matching invoices, certificates of origin (where applicable), and documentation for VAT treatment. EORI registration is mandatory for commercial imports.

We assist:

• Retailers and e-commerce companies importing stock from Asia or the Americas
• Restaurants and hospitality businesses sourcing specialty items
• Tech and electronics firms bringing in equipment or components
• Individuals importing large items such as vehicles, furniture, or art

Our services include:

• Assisting with EORI registration and import VAT compliance
• Reviewing invoices, packing lists, and shipping documents
• Calculating duties and coordinating customs clearance
• Working with bonded warehouses and deferred VAT programs

We ensure your shipments are not held or penalized due to missing or incorrect paperwork.

Exporting Goods from the Netherlands

The Netherlands is a central hub for EU-wide distribution. Exporters must ensure all declarations are filed correctly, and that revenue from sales is reported in line with VAT and income tax rules. For intra-EU transactions, rules vary based on customer type (B2B vs. B2C) and location.

We assist:

• Warehousing and logistics firms operating EU distribution from the Netherlands
• Retailers exporting directly to customers in other countries
• Firms exporting manufactured goods to the UK, US, or Asia
• Digital product sellers invoicing customers globally

Our services include:

• Preparing correct export invoices and customs forms
• Linking payments to proper VAT treatments (zero-rate, margin scheme, etc.)
• Helping with declarations under the Union Customs Code
• Coordinating with freight forwarders for accurate shipping logs

Currency Conversions and Multi-Currency Banking

Dutch banks allow accounts in EUR, USD, GBP, and other currencies, but foreign exchange conversions must meet transparency standards. Some clients also use international accounts (e.g., IBANs outside the Netherlands) to simplify multi-currency operations.

We assist:

• Withholding documentation for currency swaps over certain thresholds
• Planning transfer timing to avoid FX losses
• Ensuring foreign accounts used by Dutch residents are reported under CRS rules
• Structuring multi-currency contracts that banks won’t block

Key Institutions and Compliance Bodies

• Dutch Commercial Banks: ING, ABN AMRO, Rabobank, Bunq, SNS
• Belastingdienst (Dutch Tax Office): For outbound and inbound declarations, VAT, and income tracking
• DNB (Dutch Central Bank): For financial reporting, licenses, and cross-border compliance
• Customs Authorities: For import/export control and documentation review
• Chambers of Commerce (KvK): For company records and business license confirmation

Who We Help in the Netherlands

• Freelancers and self-employed professionals with global clients
• Startups and tech firms managing investment or service contracts
• Import-export businesses working through Rotterdam or Schiphol
• HNW individuals buying property or sending international transfers
• Companies with EU-wide operations headquartered in the Netherlands

Our Process

1. Review: Analyze the transaction goal and regulatory exposure
2. Structure: Draft contracts, invoices, and transfer documentation
3. Coordinate: File forms with banks, customs, or tax authorities
4. Execute: Monitor and support payment or shipment completion
5. Report: Ensure that all flows are properly declared and auditable

What We Help Prevent

• Blocked payments due to AML or missing documentation
• Customs delays due to invoice or HS code issues
• Tax authority penalties from undeclared transfers or VAT mismatches
• Loss of bank relationships due to compliance breaches

Operate Globally with Dutch Precision

The Netherlands offers world-class infrastructure, but demands strict financial and legal clarity. We help you meet these standards with every transfer and every shipment. From personal remittances and business operations to complex trade and capital movements, we give you the tools and execution to move money and goods through the Dutch system — cleanly, confidently, and compliantly.

Let’s handle your international payments and logistics in the Netherlands — with speed, structure, and full regulatory alignment.