Buying property in Thailand? Here’s how to pay internationally with confidence

Thailand offers a vibrant real estate market that appeals to buyers worldwide — from luxury seaside villas to high-rise city apartments. However, transferring funds from abroad for a property purchase is not just a financial step. It’s a legal process that must meet Thailand’s foreign exchange regulations, protect your capital, and ensure smooth ownership registration.

Why international property payments in Thailand require precision

Foreign buyers must send funds from overseas in a foreign currency, have them converted into Thai baht upon arrival, and obtain a Foreign Exchange Transaction Form (FETF). This document is essential for registering property at the Land Department. Without it, ownership rights can be delayed or denied.

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Choosing the right payment method

The best payment approach combines security, compliance, and efficiency. Common options include:

• SWIFT transfers via trusted banks: Suitable for high-value transactions when detailed documentation is needed.
• Agency-model payments: Allows you to keep your current bank while ensuring full compliance in both sending and receiving countries.
• Escrow services: Funds are released only after the legal transfer of property ownership.
• Alternative payment routes: Partner banks in third countries can be used when direct SWIFT transfers are unavailable.

Key steps for secure payments

1. Confirm ownership and contract terms: Ensure the sale and purchase agreement includes clear payment details.
2. Verify recipient account details: Always confirm with the seller or developer directly.
3. Send funds through a licensed and experienced channel: This ensures compliance with Thai regulations.
4. Obtain and store all documents: Including the FETF, bank confirmations, and receipts.

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Common mistakes to avoid

• Sending Thai baht from overseas — prevents issuance of the FETF.
• Transferring to unverified or personal accounts without proper contracts.
• Not aligning payment schedules with legal transfer dates.
• Failing to keep original documentation for the Land Department.

Why choose VelesClub Int. and UNIBROKER for your payments

VelesClub Int. and UNIBROKER offer a complete solution for foreign buyers making property payments to Thailand:

• Licensed agency-model transfers with full compliance support
• No need to switch your current bank or transfer currency control
• Access to alternative payment routes when SWIFT is unavailable
• Multi-currency support — USD, EUR, CNY, USDT, and more
• Optional insurance for added payment security
• Direct coordination with Thai banks, developers, and legal representatives

Final thoughts

Making an international property payment to Thailand is a critical step in your purchase. With the right payment strategy, proper legal documentation, and the support of experienced professionals, you can protect your funds and secure your ownership without delays. Contact VelesClub Int. and UNIBROKER today for a secure and compliant payment process tailored to your property deal.