Paying for Property in Seychelles from Abroad — Clean USD/SCR Wires, Verified Details & Closing Timeline

Quick answer

Keep the process simple: pick one settlement currency, use a familiar route via SWIFT, keep the reference line short and send in the morning. Decide where conversion to SCR will happen and write down the net amount on account the receiving side expects for the closing.

Decisions to make before you send

Currency. If the statement shows USD or EUR, paying in a major currency keeps the cross-border leg clean; the receiving bank can convert to SCR for local settlement. If your provider supports inbound SCR, pre-convert at a transparent rate and confirm acceptance and any per-payment limits.

Route. Most closings use SWIFT. You will need the beneficiary’s legal name, account number, bank name, SWIFT/BIC, and (if requested) a bank/branch code. Keep the purpose line short and mirror the wording in the file.

Timing. Morning submissions typically post faster. Plan around cut-offs and public holidays in both countries to avoid last-minute stress.

Top-5 best ways to pay from abroad

1) Clean USD wire with conversion on arrival. Send USD via SWIFT and let the receiving bank convert to SCR for the closing. It’s simple, predictable and easy to reconcile.

2) Pre-convert and send SCR (where available). Lock the outcome by converting in advance and sending in SCR. Confirm acceptance with the bank and note any per-payment caps.

3) One inbound → domestic allocations. If several items are due (seller, taxes, fees), one clean inbound payment is often better than many small ones. The receiving side allocates domestically the same day according to the statement.

4) Stage-by-stage funding for new-builds. Each milestone gets a separate transfer with its own short reference. Submit early on milestone days and keep confirmations in the same thread.

5) Time-critical closings. Verify details via a trusted channel, send in the morning and attach standard proof immediately. These three habits compress the time from “sent” to “confirmed”.

Explore our full range of global services

Costs & FX — keep it practical

Your true cost equals fees plus FX. For same-currency credits (USD→USD or EUR→EUR) fees dominate; for conversion into SCR, the rate matters most. Decide who covers charges and where conversion will happen. Note the expected net SCR on the statement to avoid top-ups later.

Timing & predictable posting

Cut-offs vary by bank and corridor. End-of-day wires often value the next business day, especially around holidays. If handover depends on your payment, submit earlier than the final hour and keep subject lines consistent so the receiving team can match your proof quickly.

Safety & verification (plain English)

Confirm bank details through a trusted channel before paying. Do not rely on forwarded emails or screenshots; use the exact beneficiary name, account number, bank name and SWIFT/BIC shown in the final document. After sending, attach the standard receipt in the same email thread and ask for a brief confirmation.

Scenarios you can reuse

Resale with a single statement. One clean USD/SCR payment, short reference and proof shared immediately; ask for a brief receipt note.

New-build with milestones. Separate transfers per stage with exact references. Align conversions with stage dates.

Paying from outside USD/EUR zones. Pre-convert for certainty or document a clear all-in route; keep documents and confirmations in one thread.

One-page checklist

1) One settlement currency (USD/EUR or SCR if supported). 2) Verified beneficiary data and SWIFT. 3) Short, exact reference. 4) Plan fees and conversion; confirm net SCR. 5) Send early; share proof; store confirmations together.

Why clients choose us

VelesClub Int. keeps Seychelles property payments simple and on time: clear USD/SCR routes, readable references and timing that fits your plan. Together with our partner UNIBROKER, we support secure international transfers and dependable closings in Seychelles and beyond.