Real Estate Investment for Residency: A Global Comparison
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8/18/2025

With global mobility becoming a lifestyle strategy, real estate remains one of the most effective paths to gaining legal residency abroad. In 2025, dozens of countries offer structured programs where foreign nationals can obtain residency—sometimes even citizenship—through property purchases.
This comprehensive guide compares leading markets, program criteria, legal structures, and key benefits for investors.
Why Use Real Estate for Residency?
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Asset-backed immigration: Gain residency while building a tangible asset.
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Dual benefit: Potential rental income + legal residency rights.
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Lifestyle access: Live, work, or retire in high-quality global destinations.
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Favorable tax regimes: Many countries offer tax breaks for foreign residents.
Top Countries Offering Residency by Real Estate in 2025
1. Greece
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Minimum Investment: €250,000 (some zones now require €500,000)
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Residency Type: 5-year renewable Golden Visa
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Citizenship Path: Eligible after 7 years of continuous residency
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Highlights:
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No requirement to live in Greece
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Includes spouse and dependent children
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Access to Schengen Zone
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2. Spain
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Minimum Investment: €500,000 in residential or commercial real estate
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Residency Type: Golden Visa (initial 2 years, renewable)
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Citizenship Path: After 10 years of residency
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Highlights:
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Flexible stay requirements
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Includes entire family
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Eligible for EU long-term residence
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3. Portugal (Commercial Only in 2025)
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Minimum Investment: €500,000 in commercial property or specific interior zones
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Residency Type: Golden Visa (commercial investment only)
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Citizenship Path: After 5 years with basic integration test
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Highlights:
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Flexible stay (7 days/year)
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Still one of Europe’s most liberal citizenship paths
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4. United Arab Emirates (UAE)
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Minimum Investment: AED 2 million (~€500,000) in freehold property
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Residency Type: Renewable 2 or 10-year residency visas
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Citizenship Path: Exceptional only, no standard path
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Highlights:
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Zero income tax
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Family sponsorship included
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Available in Dubai, Abu Dhabi, Ras Al Khaimah
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5. Türkiye
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Minimum Investment: $400,000 (USD) in real estate
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Residency Type: Renewable short-term residency permit, then citizenship
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Citizenship Path: 3 years of property ownership
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Highlights:
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Direct path to Turkish passport
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Access to E-2 visa for the U.S.
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6. Dominica & Saint Kitts (Caribbean)
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Minimum Investment:
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Dominica: $200,000 USD
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Saint Kitts: $400,000 USD
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Residency Type: Not applicable—direct citizenship
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Citizenship Path: Within 3–6 months
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Highlights:
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Visa-free access to 140+ countries
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Zero residency requirement
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Fast-track processing
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7. Panama
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Minimum Investment: $300,000 USD (to increase in 2025)
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Residency Type: Friendly Nations Visa or Investor Residency
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Citizenship Path: 5 years of continuous residency
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Highlights:
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Dollar-based economy
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Low taxes on foreign income
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Popular with retirees and remote workers
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Residency by Real Estate: Side-by-Side Comparison
Country | Min. Investment | Residency Granted | Citizenship Path | Key Notes |
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Greece | €250K–€500K | 5-year renewable | After 7 yrs | Schengen access, no stay required |
Spain | €500K | 2-year renewable | After 10 yrs | EU rights, family inclusion |
Portugal | €500K (commercial) | 2-year renewable | After 5 yrs | Still best for citizenship |
UAE | €500K equivalent | 2/10-year visa | Limited | No income tax, fast process |
Türkiye | $400K USD | 1-year renewable | After 3 yrs | Direct path to passport |
Dominica | $200K USD | Citizenship | Immediate | Low investment, global mobility |
Panama | $300K USD | Permanent | After 5 yrs | Dollar-based, retiree friendly |
Key Legal Considerations
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Due diligence: Always verify property title, developer reputation, and investment eligibility.
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Government fees: Most programs charge additional legal and processing fees.
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Exit strategy: Some countries require you to hold property for 3–7 years.
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Inclusion rules: Spouse, children, and even parents may be covered under one application.
Why Investors Choose Real Estate for Residency
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You gain a legal foothold in another country.
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Your asset often appreciates while also generating income.
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Residency can unlock healthcare, education, and visa-free travel.
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It diversifies personal and financial exposure across regions.
Final Thoughts
In 2025, securing residency through real estate investment remains one of the smartest global mobility strategies. From Europe’s Golden Visas to the Gulf’s lifestyle residencies and the Caribbean’s instant passports, options are plentiful—but each comes with its own legal, financial, and strategic considerations.
For maximum return and security, combine professional legal support with a location that aligns with your lifestyle or wealth goals.
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