Paying for Property in Romania from Abroad: Clean Payments, Clear Timing & Fewer Surprises

Quick answer

Keep property payments straightforward: choose one settlement currency, use a familiar bank route, make the reference line short, and send earlier in the day. The goal is a clear “net amount on account” and predictable confirmation on the week of closing.

What really matters to buyers

Currency. If the paperwork shows EUR, paying in euro keeps totals easy to read. If the seller needs local spending, agree how conversion to RON will be handled and what net figure is expected after it.

Where the money goes. Depending on the arrangement, funds may be credited to a seller’s account or a neutral account controlled for release. In any case, keep wording consistent across emails and statements so the credit is easy to match.

Timing. Morning submissions and clear proofs reduce back-and-forth on closing week.

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Top 5 payment mistakes to avoid

1) Mixed currency signals. Pick one settlement currency and stick to it across all messages and documents.

2) “FX will sort itself out”. Decide the conversion plan before you send and write down the expected net amount to avoid last-minute top-ups.

3) Long payment references. Use a short line that mirrors the paperwork (document or unit reference). Short posts faster.

4) Sending after cut-off. Late wires slip into the next day. Send early and share proof in the same thread as the statement.

5) Splitting funds without clear instructions. Separate transfers only when they are listed as separate items with their own references.

Currency choices explained simply

EUR settlement. Send in euro using a standard euro bank transfer. Predictable pricing and familiar posting on the receiving side.

Non-EUR origin. Convert to euro before you send, or agree a clear all-in rate if you send another currency. The winner is the option that gives a known net figure on the statement.

Timing & proofs that keep closing calm

Keep the subject and wording consistent with the statement so the receiving side can match your credit quickly. Share a standard payment proof as soon as you transmit. If the handover is time-critical, consider submitting funds earlier than the final hour to reduce stress.

Buyer scenarios (kept practical)

New-build with stages. Each stage is a separate credit with its own short reference. Align conversions with the stage dates.

Resale. If an exact on-account amount is needed, confirm who covers bank charges and confirm the expected net figure beforehand.

Paying from the EU/UK/US. Pre-convert into the settlement currency when possible and send early; keep documents and confirmations in one email thread for easy checks.

Simple checklist

1) One settlement currency; 2) short, exact reference; 3) clear fee model and conversion plan; 4) send before cut-offs and share proof; 5) ask for a brief receipt note from the receiving side.

Why clients choose us

VelesClub Int. keeps property payments simple and on time: clear routes, readable references and timing that fits your closing plan. Together with our partner UNIBROKER, we support secure international transfers and dependable handovers in Romania and beyond.