Property Listings from Owners in Andorra: Explore Resale Homes with No Intermediaries

Why Buy Directly from Property Owners in Andorra?

Andorra’s real estate market is known for stability, privacy, and tax efficiency. In recent years, there has been a notable rise in demand for property listings from owners, as buyers seek faster transactions, reduced costs, and transparent communication. Whether you’re looking for a mountain apartment in Canillo, a family flat in La Massana, or a villa in Escaldes-Engordany, exploring ADS (direct owner ads) allows you to evaluate real homes at fair prices, without commission markups from agencies.

In a tightly regulated market with limited new development, purchasing from private owners has become one of the most reliable ways to access desirable properties—especially in popular areas like El Tarter or the city center of Andorra la Vella. These resale homes are typically listed by residents, expats, or property investors who are upgrading or relocating. They often come fully equipped and ready for occupancy, offering convenience and speed to both local and international buyers.

Who Buys Real Estate from Private Owners in Andorra?

• First-time buyers: Looking for budget-friendly homes without agency fees.
• Foreign residents: Seeking resale apartments for fiscal relocation or passive residency requirements.
• Families: Acquiring well-kept family-sized homes from long-time local owners.
• Investors: Buying directly from landlords to avoid brokerage costs and ensure clear rental history.
• Sellers-turned-buyers: Upgrading by selling and purchasing within the same local market.

Benefits of Buying Direct from Owners (ADS Listings)

1. Lower Purchase Price

Without intermediary commissions, sellers are often able to offer more competitive pricing. Buyers may also negotiate more flexibly, especially for properties that have been listed for several months or have minor renovation needs.

2. Transparent Communication

Dealing directly with the homeowner enables clearer dialogue about the property’s history, maintenance, renovations, and neighborhood insights. This human connection builds trust and eliminates back-and-forth through agents.

3. Faster Decision-Making

Private owners are typically more flexible with showing schedules, paperwork, and price discussions. When both sides are motivated, it’s possible to move from initial contact to signing within a few weeks.

4. Unique and Undervalued Listings

Owner listings often include homes that are not listed with agencies or online platforms. These can be unique properties in desirable villages or central buildings, sometimes undervalued due to lack of exposure.

5. Complete Property History and Documentation

Most long-term homeowners in Andorra have detailed documentation—utility records, tax receipts, and renovation permits—readily available. This supports smooth due diligence and helps buyers avoid hidden liabilities.

Types of Owner-Listed Properties Available in Andorra

City Apartments in Andorra la Vella

These listings often come from owners who purchased 10–20 years ago and are now downsizing or relocating. Expect 2–4 bedroom flats in well-maintained buildings with lift access and underground parking.

Mountain Homes in Ordino and Canillo

Traditional chalets, duplexes, and terraced houses in these regions are commonly listed by families or retirees. Properties are often upgraded and include fireplaces, terraces, and proximity to ski lifts.

Mid-size Flats in La Massana and Encamp

Popular among Andorran residents, these units are ideal for families. Owner listings in these areas offer great value per square meter and are often near schools, parks, and local shops.

Luxury Villas in Escaldes-Engordany

High-end homes in this area are sometimes offered directly by their owners, particularly long-time residents or expats returning to their home country. These villas include high-spec finishes, private lifts, and spa-style amenities.

Studio Apartments in El Tarter and Arinsal

Frequently used as short-term rentals, these compact ski properties are occasionally sold by their owners fully furnished and already registered for tourist use—offering immediate rental potential for investors.

Property Prices in Owner Listings (ADS)

Typical Price Range

• 1-bedroom studio in El Tarter: €180,000–€230,000
• 2-bedroom apartment in Andorra la Vella: €250,000–€320,000
• 3-bedroom flat in La Massana or Encamp: €350,000–€450,000
• Chalet in Ordino or Pal: €600,000–€900,000
• Luxury villa in Escaldes-Engordany: €1.2M–€2.5M

What’s Included in Most ADS Properties

• Fully furnished interiors (especially in ski areas)
• Private or shared parking
• Terraces or balconies with mountain views
• Utility installations: water, heating, fiber-optic internet
• Recent energy upgrades (double-glazed windows, new insulation)

Due Diligence When Buying from Owners

Documents to Verify

Even without agency involvement, buyers must confirm that the property has:

• Clear title and no shared ownership conflicts
• No unpaid community or municipal taxes
• Valid habitation certificate (Cèdula d’habitabilitat)
• Recent energy certificate (CE)
• Proof of any renovations and building permissions

Legal Process and Support

All real estate transactions in Andorra must be executed before a notary. VelesClub Int. provides legal support to ensure secure transactions between private parties, including contract review, identity verification, and tax declarations.

Taxes and Costs

• Transfer tax (ITP): ~4% of declared price
• Notarial and land registry fees: ~1%
• Annual local tax (Comú): €400–€1,000 depending on property

How VelesClub Int. Assists Buyers with Owner Listings

• Curated access to off-market and direct-owner listings across Andorra
• Legal due diligence and title checks before negotiation
• Contract preparation and buyer representation during closing
• Renovation and furnishing support after purchase
• Rental setup for investment-minded buyers

Popular Areas for ADS Listings in Andorra

Andorra la Vella

Well-connected for business, public services, and year-round living. Owner listings here include classic apartments and family homes close to government buildings and shopping districts.

Canillo and El Tarter

Ski-area owner listings are typically vacation homes that have been converted into short-term rentals. Buyers here can find great value with properties just steps from the gondola.

Ordino

Known for heritage and exclusivity, owner listings in Ordino include rustic chalets and updated farmhouses with strong capital appreciation potential.

Escaldes-Engordany

Prestigious properties from private owners are occasionally available here. These include luxury duplexes, panoramic villas, and spa-connected homes with designer interiors.

La Massana and Arinsal

Family-friendly and residential, these areas offer consistent ADS supply. Buyers find 2–4 bedroom flats listed by long-term residents moving within the parish or abroad.

Conclusion: Direct-From-Owner Listings Provide Value and Transparency

ADS properties in Andorra offer one of the most direct and cost-effective paths to homeownership. Whether you're seeking a personal residence, second home, or rental asset, buying from a private owner reduces transaction friction and expands your access to unique, well-located listings. As a market with limited new supply and growing buyer demand, Andorra’s resale sector continues to benefit from this evolving model.

With expert guidance from VelesClub Int., buyers can confidently explore property ads from owners, secure legally compliant deals, and gain access to both on-market and off-market opportunities throughout the principality.